If you have ever been injured in a car accident, then you must be aware what CTP (Compulsory Third Party) insurance is. If you make a claim, the CTP insurance of the driver at fault will be liable to pay you the damages. As it turns out, in some cases, CTP insurance cannot be handled by you properly. This is the reason why you need to hire a car accident lawyer.
Once you have submitted the claim for your personal injury, your claim will be investigated by the CTP insurer. This means they will go through your medical records and will look into the nature of injuries that you incurred in the accident. There are chances the CTP insurer might arrange a meeting with you and ask you to give a statement. After all, there are a number of questions that need to be answered.
As it turns out, this investigation process can be really taxing for the injured party because the investigator can ask some really difficult questions. And the answers you give will impact the outcome of your claim. The one thing you need to keep in mind is that the insurer will always try to reject your claim. And this is why you need the professional services of a car accident lawyer.
Here’s how professional car accident lawyers at lawadvice.com.au can help you deal with your CTP claim.
1- Correct Your Claim
The car accident lawyer you hire will make sure that the CTP claim you have filed is correct and is filed within the time limit. The lawyer will also see that you’re filing for the right damages so that you may get an adequate compensation for your injuries.
2- Guide You Through the Process
You will need a lot of professional guidance as to how you should deal with the ongoing investigation process. The lawyer will prepare you for the investigation and will tell you how you must answer the questions put up by the CTP insurer.
3- Tell You Your Rights
During the investigation, the CTP insurer might ask you some information that would affect the outcome of your claim. A car accident lawyer will tell you how to exercise your rights, what kind of information you must provide, and what kind of information you must not.
4- Challenge the Outcome
Your lawyer will deal with all the conflicts that arise during the investigation. If the outcome of your claim is not satisfactory or if it is rejected completely, then your lawyer will help you challenge the decision of the CTP insurer in the court. That’s why it’s always good to have some legal help in such cases.
5- Determine Your Claim
A car accident lawyer would have worked on several cases like yours before. Thus, the lawyer you hire will be able to determine the true worth of your claim. Owing to the kind of experience these lawyers have, they can even get you a higher compensation.
These CTP claims do not cover all the damages for the injuries and loss you incurred in an accident, but a professional car accident lawyer will put in all the efforts to get you the compensation that you deserve.